Regional Financial Crimes Officer - UT, ID, CO, NV, AZ, CA, TX, OR, WA

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, paid bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are currently seeking a Regional Financial Crimes Officer to join our team.  This position can be remote within Zions Bancorporation’s footprint, or will be fully in office (5 days a week) if you are within 50 miles of a Zions Bancorporation office.

Responsibilities:

·            Responsible to review investigative findings resulting from SAR filings, Criminal Subpoenas, negative news, branch referrals, 314(a) and 314(b) to determine if the bank should consider disengagement from the client relationship

·            Manage the client disengagement process in accordance with established procedures.

·            Act as the primary contact for the Financial Crimes Operations, law enforcement, treasury management, international banking and Corporate Security.

·            Review and approval of all restricted high-risk entities.

·            Consult with retail and business line staff on when a cash structuring letter should be sent to a customer.

·            Manage accounts kept open at the request of law enforcement.

·            Leads the quarterly division leadership Financial Crimes meeting and participates in the Financial Crimes Risk Committee.

·            Manage oversight of client relationships with greater than 3 SAR filings.

·            Assist with training needs within regions.

·            Manage monthly branch error tracking report for frontline accountability and coaching opportunities. 

·            Take lead on cases involving a National Security Letter. 

·            Ongoing identification of operational efficiencies.

·            Participates in and implements AML and fraud strategic initiatives as required.

·            Contact person for significant SAR filings within regional footprint.

·            Works with management on Regulatory and Internal Audit examinations as needed.

·            Works with the Investigations and EDD teams as necessary as it relates to case escalation.

·            Primary point-of-contact for financial crimes-related questions (both Fraud and AML), concerns or escalations within supported region. 

·            Other duties as assigned.

Qualifications:

·            Requires a Bachelor's degree in Intelligence Studies, Criminal Justice, Political Science, Law or a related field and 4+ years of direct Anti-Money Laundering (AML) experience or 8+ yrs of federal law enforcement or intelligence community experience reflective of national scale priorities. Financial crime investigation experience preferred. A combination of education and experience may meet job requirements.

·            Extensive knowledge as a generalist or specialist of Anti-Money Laundering (AML) program management, regulations, compliance and risks.

·            Ability to develop and maintain tactical and strategic intelligence capabilities.

·            A good understanding program management vs. operational tasking. 

·            Ability to identify and generate warning to key threat issues.

·            Must have strong strategic planning, organizational, communication and customer service skills.

·            Ability to articulate sensitive and challenging positions amongst large groups to include Board members.

·            Ability to meet deadlines, work independently and adapt to changing priorities.

·            Requires excellent follow through, attention to detail and documentation skills.

·            Must have advanced research, analytical and problem-solving skills.

·            Must have strong writing skills.

·            Ability to handle delicate and/or sensitive situations.

·            Extensive PC skills desired with an emphasis in MS Excel and Word.

·            Knowledge of bank operations preferred.

This position is eligible to earn a base salary in the range of $85,000 to $125,000 annually depending on job-related factors such as level of experience and location.

Benefits: 

·            Medical, Dental and Vision Insurance - START DAY ONE! 

·            Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

·            Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

·            Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays

·            401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

·            Mental health benefits including coaching and therapy sessions

·            Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire

·            Employee Ambassador preferred banking products